Start with where the money moves.
Connect checking, savings, and each supported credit card first. That reveals most subscriptions, mortgage or rent payments, insurance, utilities, and loans without asking you to connect every bill separately.
Connect a test bank or card
Plaid Link handles the institution sign-in experience. Fee-Fi never receives or stores your bank username or password. Sandbox uses fake institution data only.
- Checking, savings, credit card, and supported loan accounts
- Repeat Link once for each supported financial institution
- Server-side token exchange and Sandbox transaction scan
- Clear Demo, Sandbox, and Connected states
COVERAGE LIMIT · Plaid supports thousands of institutions, but no provider covers every bank, card, account type, or temporary outage. Fee‑Fi will show uncovered accounts and offer controlled statement import as a later fallback.
For mortgage terms, insurance coverage, escrow, contracts, and annual renewals.
Consent-based receipt detection only when a payment description is not enough.
Revoke institutions, monitor health, and inspect the access history.
What happens to your credentials?
The safe connection boundary
Your institution authentication happens inside Plaid Link. Fee-Fi receives a short-lived public token, exchanges it on the server, and must encrypt the resulting access token before production storage. This beta never sends Plaid secrets to client-side code and never returns an access token to the browser.